Understanding Novated leases

Understanding Novated leases

Novated leasing is a flexible way to finance a vehicle using salary packaging. It’s commonly used by employees to access tax benefits, and by employers as a low-cost way to offer valuable perks to their team. In this guide, we break down what a novated lease is, how...
Fixed vs Variable Interest Rates

Fixed vs Variable Interest Rates

Five consecutive months of increases to the cash rate by the Reserve Bank of Australia has brought the question of fixed vs variable interest rates to the forefront of the minds of many of our customers. Exactly how high the cash rate is going to go is another...
Interest Rate Rises are Here to Stay

Interest Rate Rises are Here to Stay

  As the country continues to recover from the pandemic, and the Government grapples to get inflation under control, the Reserve Bank of Australia (RBA) again increased the cash rate by 50 basis points this month, bringing it to 1.85%. This will of course impact...
Open Banking, Borrowers Be Aware

Open Banking, Borrowers Be Aware

Open banking started in mid-2020, requiring major Australian banks to make your data available to you upon request. Despite plenty to gain from open banking, including a lessening of paperwork and greater transparency, there are traps for the unwary, given lenders...
ATO Debt Warning Notices

ATO Debt Warning Notices

In August, the ATO began issuing warning letters to businesses with tax debts of more than $100,000, with a warning that if efforts were not made to manage the debt, the ATO intended to disclose their tax debt information to credit rating agencies. Certain...
Pharmacy WA Forum 2021 Wrap

Pharmacy WA Forum 2021 Wrap

At a time when Perth and WA community pharmacies are navigating a path out of COVID-19 and beyond, I was excited to have been a guest presenter and a part of The Pharmacy WA Forum for 2021. The forum remains the leading event in the WA community pharmacy calendar and...