by Living Online | Oct 7, 2021 | Uncategorized
Just this week, the banks regulator (APRA) announced that Approved Deposit-taking Institutions (ADI’s), being the banks, credit unions and building societies, are to adopt a minimum 3% p.a. buffer rate when assessing a borrower’s capacity to service a loan. Non...
by Paul Rowe | Oct 6, 2021 | Business Finance, Pharmacy
At a time when Perth and WA community pharmacies are navigating a path out of COVID-19 and beyond, I was excited to have been a guest presenter and a part of The Pharmacy WA Forum for 2021. The forum remains the leading event in the WA community pharmacy calendar and...
by Michael Coombes | Jun 22, 2021 | Business Finance
With fixed interest rates beginning to rise, now is the time to consider options on how your debt is structured, business and home. Whilst many in the finance industry will recommend assessing your debt reduction strategy every 5 years, we suggest doing so every 3...
by Paul Rowe | Jun 8, 2021 | Business Finance, Pharmacy
With Pharmaceutical Benefits Scheme (PBS) price disclosure biting into margins, there has never been a better time to review your current lending requirements, particularly as interest rates are at historical lows. Banking has never been so competitive, financiers are...
by Michael Coombes | May 14, 2021 | Strata
The Strata Titles Act 1985, also known as the strata reforms, came into effect in May 2020 and these were welcomed for bringing strata communities ‘into the 21st century’. These reforms have effectively introduced better buyer information, more efficient dispute...
by Living Online | Apr 9, 2021 | Awards
We are pleased to announce and proud to acknowledge that our Founding Partner, Michael Coombes, and Southshore Finance have been recognised in the 2020 Fast Hall of Fame Awards as leaders in the finance industry. FAST continues to be one of Australia’s leading finance...
by Michael Coombes | Mar 23, 2020 | Buying a Business
What to know before buying a business Ask your self the question – Why? What is that you are seeking from being a business owner – security, income, family time, control over ones own destiny? This is the most critical question that you need to answer...
