Latest Insights
Practical finance insights for Western Australian business owners, from the brokers at Southshore Finance. With 40 years in commercial lending behind us, we break down the things that actually affect your borrowing - business loans, equipment and property finance, working capital, and specialist pharmacy and healthcare funding. Browse the latest articles below, or get in touch to talk through your own situation.
Navigating the Sigma-Chemist Warehouse Merger: What Does It Mean for Independent Pharmacies?
In a move that has the potential to reshape the Australian pharmacy industry, Sigma Healthcare Limited and Chemist Warehouse Group Holdings announced a merger agreement on December 11, 2023. The Australian Competition and Consumer Commission (ACCC) has since cleared...
Novated Leases Explained: Pros, Cons and How They Work
Written by Michael Coombes, Director of Southshore Finance. Michael has 40 years’ finance industry experience including 33 years as a finance broker. Reviewed August 2026. A novated lease is a three-way agreement between an employee, their employer and a finance...
A Comprehensive Guide to Operating Leases
Is an operating lease right for your business? Operating leases can be a valuable financial tool for businesses wanting to acquire essential equipment without the substantial upfront costs associated with outright purchase. The allure of this loan structure is in the...
Open Banking, Borrowers Be Aware
Open banking started in mid-2020, requiring major Australian banks to make your data available to you upon request. Despite plenty to gain from open banking, including a lessening of paperwork and greater transparency, there are traps for the unwary, given lenders...
What to Know Before Buying a Business
Buying a business can be a great way to secure an established revenue stream while skipping the turbulence that comes with launching from scratch. While buying a business can fast-track your way to becoming your own boss, it’s essential to remember the purchase...
ATO Debt Warning Notices
An unpaid ATO tax debt can appear on your business credit file, and that is where it starts to affect what you can borrow. The ATO can report a business tax debt of more than $100,000 that is over 90 days in arrears with no payment plan in place. Certain restrictions...
Is 2024 the Time for Perth Businesses to Buy Commercial Property?
Perth Commercial Property Trends 2024 The Perth commercial property market heads into 2024 on strong footing, with resilient demand across retail, office, and industrial sectors over the past year despite wider economic pressures. Experts forecast the commercial real...
Jayne and Rena Now Shareholders
Jayne and Rena Are Now Shareholders and Co-Directors at Southshore If you’ve worked with Southshore over the past few years, chances are you’ve already seen the impact of Jayne Lynch and Rena Ang firsthand. They’ve been key to how we work, the service you receive, and...