by Michael Coombes | Sep 14, 2026 | Business Finance
With fixed interest rates beginning to rise, now is the time to consider options on how your debt is structured, business and home. Whilst many in the finance industry will recommend assessing your debt reduction strategy every 5 years, we suggest doing so every 3...
by Michael Coombes | Sep 13, 2026 | Business Finance
Getting a business loan declined hurts – especially when you’ve got plans to grow your business or bills to cover. But it doesn’t have to be final. For many WA businesses, rejected loan applications are more about presentation or timing than viability. With some...
by Michael Coombes | Sep 10, 2026 | Business Finance
Regardless of whether you’re expanding an established SME, launching a startup, or acquiring an existing business, navigating business finance in Perth can be challenging. The variety of financing options and requirements often leaves business owners unsure...
by Michael Coombes | Aug 15, 2026 | Business Finance
“Insufficient cash flow” is one of the most common reasons we see a business loan application declined, and it comes up regularly with Perth businesses applying for commercial finance. The phrase itself tells you very little, which is the frustrating part. Behind it...
by Michael Coombes | Aug 15, 2026 | Business Finance
If your business loan was declined due to lack of security, you’re not alone and it doesn’t mean your business isn’t viable. Security-related declines are among the most fixable issues in commercial lending. The key is understanding exactly what the...
by Michael Coombes | Aug 15, 2026 | Business Finance
One of the most common reasons a business loan is declined is due to an incomplete or unclear business plan and it is a pattern we see regularly with Perth business owners applying for their first commercial loan. When a business plan lacks detail, lenders are simply...
