by Michael Coombes | Aug 15, 2026 | Business Finance
What if your business is performing well and you’re ready to take the next step, including buying new equipment, expanding your premises, or a working capital boost to capitalise on a pipeline opportunity? You apply for a business loan, but the lender comes back...
by Michael Coombes | Aug 15, 2026 | Business Finance
Having a business loan declined on credit history is rarely a verdict on the business itself. In our experience with Perth SMEs, the trigger is typically something specific and fixable: an unsettled default, mismatched details on the credit file, or too many...
by Michael Coombes | Aug 1, 2026 | Business Finance
Written by Michael Coombes, Director of Southshore Finance. Michael has 40 years’ finance industry experience including 33 years as a finance broker. Reviewed August 2026. A novated lease is a three-way agreement between an employee, their employer and a finance...
by Michael Coombes | Jul 15, 2026 | Business Finance, Equipment Finance
Is an operating lease right for your business? Operating leases can be a valuable financial tool for businesses wanting to acquire essential equipment without the substantial upfront costs associated with outright purchase. The allure of this loan structure is in the...
by Michael Coombes | Jul 15, 2026 | Business Finance
Open banking started in mid-2020, requiring major Australian banks to make your data available to you upon request. Despite plenty to gain from open banking, including a lessening of paperwork and greater transparency, there are traps for the unwary, given lenders...
by Michael Coombes | Jul 8, 2026 | Business Finance, Buying a Business
Buying a business can be a great way to secure an established revenue stream while skipping the turbulence that comes with launching from scratch. While buying a business can fast-track your way to becoming your own boss, it’s essential to remember the purchase...
