Southshore Financial Services

Business Finance

Southshore Finance is one of Perth’s leading specialist business finance brokers. Whether you require finance for the acquisition of an established business, raising of finance for expansion, or restructuring of existing facilities, Southshore has the experience and expertise to obtain the best possible structure for you.

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Equipment Finance

If you need capital to invest in equipment to expand your business, we can step you through on the advantages of Operating Leases, Hire Purchases, Chattel Mortgages and Novated Leases. Our equipment finance service covers everything from office equipment to earthmoving equipment and motor vehicles.

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Home Loan Finance

We pride ourselves on offering a very personal, high quality level of service. We ensure that all of our client’s financial needs are met. THis includes finance for owner occupied premises and investment properties. The client receives the best possible finance package that is designed to suit the client’s needs, not the lenders. Our wealth of experience and reputation amongst the finance industry ensures that we can negotiate the very best terms, conditions and rates on behalf of our clients.

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Business Migrants

The team at Southshore Finance have many years experience in assisting business migrants in financing business acquisitions and the establishment of new businesses. We have a vast knowledge in the requirements of the various classes of visa’s. We are very conscious of the emotional and financial stresses involved in doing business in a new country. We will work closely with your legal and financial advisors to assist you in making the right decision.

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Pharmacy & Healthcare Finance

With a deep understanding of the needs and challenges faced by Healthcare professionals, Southshore is here to assist in all aspects of funding. Be it a purchase, expansion, or a complete re-fit of your practice or pharmacy, we can guide you through with tailored solutions to suit.

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Commercial Property & Development Funding

Our professional staff here at Southshore Finance are experienced in all facets of Commercial Property Finance. We are able to provide the most flexible and well structured facilities to assist with commercial property acquisition, as well the funding to make your next property development happen.

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Self Managed Super Funds

Navigating the requirements to diversify your SMSF portfolio to include property can often be difficult. Understanding the finance requirements to borrow to do so can be even more challenging. Southshore finance prides itself on taking that stress out of your life and has the industry experience and contacts to help you achieve your SMSF goals.

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Working Capital Solutions

With over 200 collective years of finance experience in the business, Southshore Finance is well versed on all your cash flow requirements. We can talk you through cash flow models and discuss the finer details of Overdraft Facilities, Lines of Credit, Invoice Financing and Trade Finance Facilities.

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Buying a Business

Knowing your financial capability provides you clarity in what to look for and power in the negotiation process. For over 25 years, Southshore Finance has been working with business buyers, business brokers, accountants, lawyers, and vendors. We are well known in the industry for our wealth of knowledge about the local market, conditions and players. That provides us an enormous resource data base that we can use to provide guidance to clients when looking for a business. 

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Strata Finance

When it comes to strata finance for strata body corporates, we can provide flexible financing by facilitating a lump sum or drawdown loan, providing access to funding, and satisfying individual owner’s ability to contribute. Our Accreditation with multiple major lenders ensures we can secure the right finance, on the right terms.

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Client Reviews

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David Ong Pitmaster University profile picture
David Ong Pitmaster University
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We've been long time clients of Southshore Finance and Mike, Rena and the team have always been awesome in getting us the deal we wanted and also helped with structuring for the best financial outcomes. We trust that we are in good hands when doing business with them. A+++++ Thank you!
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Ross Puglisi profile picture
Ross Puglisi
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Mike successfully obtained finance for me and is very knowledgeable and experienced in this industry. Would recommend Southshore Finance for any finance needs.
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Glenn Ursino profile picture
Glenn Ursino
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Been dealing with Michael and the team for a few years for a number of loans and they have been great to deal with every time.
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Sam Williams profile picture
Sam Williams
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We have been dealing with Mike & the team at Southshore Finance for many years and they have always been extremely helpful, professional and able to provide various options for us to consider in regard to our finance options. We would highly recommend them.
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Jorge Rocha profile picture
Jorge Rocha
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For the past 15 years Southshore Finance and Michael Coombes has consistently delivered outstanding service and expert financial guidance. Their professionalism, transparency, and dedication to client success are unmatched. Their support has been invaluable in helping us navigate our long term financial strategies in our various businesses and also in our personal capacities. A trusted partner in every sense, highly recommended.
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Cherie Starcevich profile picture
Cherie Starcevich
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Michael and team were a pleasure to deal with when we were searching for our Business loan. They are very knowledgable and were super helpful through the process. Nothing was ever too much trouble. Would recommend 👍🏼
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Joe Tipene profile picture
Joe Tipene
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We found Mike to be very kind, patient, honest, knowledgeable and the most helpful finance broker we have ever met. He delivers the most professional service and goes the extra mile. We will have no hesitation in working with him again to expand our business.
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Melinda Gidiuli Reid profile picture
Melinda Gidiuli Reid
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I kept going back to Mike Combes as he is so honest, helpful and charges clients nothing as Banks pay him more cheaply than hiring extra staff. He starts by asking you wHt you want a loan for, and what kind of a loan do you want. Sends you a spread sheet to calculate you assets, income and costs, then gets back to with a few options. If you need something different they happily go back again. He found me loans when no one else could. Last time, after Bankruptcy was finished he treated me respectfully and politely as usual. Got me loans locked in to 1.4% below normal as long as I want to stay with that bank. Free credit cards and loan offset savings accounts to Reduce interest. I would and Do recommend him to any one. He is probably going to get several more customers through me over the next few months Banks love him because he does the work for them and is completely honest.