Business Finance




Perth’s Leading Business Finance Brokers
Helping Perth businesses get the finance they need for 30+ years.
Banks can often be difficult and time-consuming to deal with. At Southshore Finance, we work with you directly to simplify the business financing process, helping you compare your options and ensuring you’re receiving the best information for your unique circumstances.
Whether you’re acquiring a new business, expanding your established business, or reworking your existing loan facilities, our business finance brokers can help you access tailored commercial finance solutions with confidence. Our team has long-standing relationships with banks, lenders, and specialist financiers, enabling us to secure the best finance products on the market at any given time.
Our goal is to understand your situation and deliver the best outcome, whether you’re a pharmacy owner, a business investor, or running a growing SME in WA.
Contact us for a no-obligation consultation – we’d love to discuss how we can help you to secure the right finance solution for your business.
Business Finance Broker Services
Our expertise spans the full spectrum of commercial lending, from working capital and equipment finance through to complex acquisition structures and property development funding. We are typically able to help businesses turning over anywhere between $200K and $200M annually, with particular strength in sectors including retail, hospitality, manufacturing, healthcare, and property investment.
What sets us apart is our ability to navigate challenging deals and secure approvals where others can’t. With over 130 years of combined finance expertise across our leadership team, we understand how to structure proposals that meet both lender criteria and your business requirements.
Explore our business finance services below.
Our Lenders
With access to 30+ lenders across Australia, we leverage established relationships to secure better terms and faster approvals than most direct bank applications. Our extensive lender panel ensures we can match you with the right financing partner.
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Experienced Business Finance Brokers
The Southshore Finance team is led by three experienced directors: Michael Coombes, Jayne Lynch, and Rena Ang, who bring a combined 95+ years of finance industry expertise to your business financing needs.
Michael Coombes specialises in business acquisition and expansion finance with 40+ years of experience, whilst Jayne Lynch brings decades of consumer finance and mortgage expertise. Rena Ang contributes strategic commercial finance knowledge and technical expertise.
As shareholders and co-directors, this leadership trio ensures you receive comprehensive support across both commercial and consumer finance solutions, backed by deep industry knowledge and established lender relationships.
Business Finance FAQs: Your Questions Answered
Everything you need to know about business finance in Perth – from loan types to approval times, and how a broker can help you secure the right solution.
What is business finance?
Business finance is the management of funds and borrowing on behalf of a business. Business finance may be accessed by Perth business owners in many different scenarios. Common reasons to access business finance in Perth might include:
- Starting a new business
- Buying a business
- Purchasing capital assets for a business
Companies may also choose to access business finance to obtain top-up funds to finance business operations or to deal with a sudden cash flow crisis faced by the business. Access to finance can help you to deal with contingencies better without disrupting the operations of the company.
What types of business finance are available in Perth?
Most small business finance falls into one of two types:
Debt finance: borrow a sum of money and pay it back with interest
Equity finance: raise funds by selling a share of your Perth business to investors
Some business owners end up with a blend of both debt and equity finance. Within these main business finance categories, there are many subtypes of finance. An experienced business finance specialist from Southshore Finance will help you to identify and appraise the most appropriate type of finance for your situation. Some types of funding are faster to secure, some require more security (such as real estate assets), some business finance solutions come with strings attached, and of course, the costs vary too.
How do I access business finance in Perth?
Southshore Finance works with a range of lenders and banks to identify and secure the best business finance for your Perth business. It is critical that you find the right business funding that fits you and your organisation.
The first step of the process to access business finance in Perth is to contact the Southshore Finance team today for a free, no-obligation appraisal.
What’s the best type of finance for my business?
The best type of finance for your Perth business depends on your specific needs and goals. Common options include equipment finance for upgrading tools and machinery, business acquisition finance for expanding operations, and working capital finance for managing cash flow. Each serves a different purpose and can be tailored to suit various business sizes and industries in Perth.
To determine the most suitable finance option for your business, it’s important to consider factors such as your current financial position, growth plans, and the specific purpose of the funding. For a more detailed explanation of these finance types and how they might benefit your Perth business, we recommend reading our comprehensive blog article on What Is the Best Type of Finance for Your Perth Business? This guide will help you understand your options and make an informed decision for your business’s financial future.
Why use a business finance broker instead of going directly to a bank?
Banks can only offer their own products. As brokers, we compare across multiple lenders, negotiate better terms, and structure deals that suit your business.
Contact Southshore Finance
Let’s discuss your business finance options. Simply fill out the below contact form and we will get back to you shortly.
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